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Manual compliance work — AML/KYC, regulatory reports, due diligence — consumes a disproportionate share of the operations budget. Regulators change rules constantly. We implement compliance process automation, PEP and sanctions list verification, and regulatory report generation.
3 minutes · No commitment · Response within 24 hours
The problem
Each new customer requires manual document collection, identity verification, sanctions list searches. Takes days. Customers get impatient and go to competitors. No clear traceability of who verified what.
Financial regulators change requirements every quarter. Compliance team spends hours interpreting changes and training others. Without automation, everything is manual and error-prone.
Transaction monitoring done manually or with outdated rules. Suspicious operations (structuring, typification) may go unnoticed. Exposes institution to severe regulatory fines.
Core banking doesn't talk to compliance system. Data is manually re-entered. Inconsistencies exist. Audits take weeks due to lack of centralized traceability.
What the data says
Financial institutions and regulated fintechs operate under the lens of CNBV, Banxico and CONDUSEF, while also handling the data with the highest direct market value. Public reports show this combination — high value, high regulation — produces the highest breach cost per incident in almost any industry cut.
Figures as published by the cited sources. Mexican regulation — CNBV, Banxico, CONDUSEF — is cited generally; specific scope depends on your institution’s authorisation.
How we see it
A financial institution is a continuous flow of signals: clients, transactions, alerts, regulatory change. That flow rests on four layers — observe, assess, decide, prove — and any gap between them is paid in fines, late reports or loss of authorisation. A diagnostic reveals which layer is currently being held up by manual work.
Are the relevant signals (transactions, access, beneficiary changes) visible in real time?
Continuous ingest from the core, digital channels, Office 365 and third-party providers. Microsoft Sentinel concentrates events; nothing stays buried in a log nobody opens.
Do the KYC, AML and risk rules fire before the operation is final?
Automated screening against PEP/OFAC lists, risk scoring by customer and product, structuring-pattern detection. Evaluation happens at the transaction, not in next month’s report.
Is the approve/block/escalate decision recorded with who made it and why?
Power Automate approval flows over Microsoft 365, per-user traceability via Entra ID authentication, verifiable segregation-of-duties rules. The decision no longer depends on a chat that gets deleted.
Does the CNBV or Banxico audit file assemble itself, or does it take a week of Excel?
Regulatory reports in the required format, immutable history of decisions and accesses, evidence retained per the CUB timelines. The audit stops being a project; it becomes a button.
The solution
Form integrated with document verification (OCR), PEP list search, automatic risk analysis. Customers complete in 8 minutes from mobile. Zero friction.
Integration with OFAC, UNODC grey list, global PEP databases and local regulatory lists. Automatic daily updates. Zero false negatives.
Smart rules detecting structuring patterns, money laundering, anomalous transfers. Generates SARs automatically with evidence attached.
Generates reports for financial regulators automatically in exact required format. Full audit-grade traceability. No more report discrepancies.
Automatic mapping of ownership structure and beneficial owners. Identifies relationships and conflicts. Ensures you truly know your customer and fund origins.
Customer data flows automatically from compliance to core without duplication. Secure, encrypted and auditable synchronization at every step.
Free diagnostic · No commitment
Our diagnostic for financial institutions will assess your maturity in KYC, monitoring, reporting and regulatory compliance. You'll get a risk score and concrete implementation roadmap.
3 minutes · No commitment · Response within 24 hours
Looking for something else? · Operational Diagnostic
If you need a diagnostic that covers processes, data, integrations and operations — not just the tenant — the Operational Diagnostic is a tailored consulting service.
Learn about the Operational Diagnostic →